We are approaching back to school season, which means tons of preparation. School supplies, new clothes, dorm room necessities, lunch box favorites. These are all items you can check off a list, but how do you prepare for something you don’t see coming? For TJ, his freshman year of college started with a painful [...]
To me, the worst thing about August is that it pretty much gets skipped right over. By now, people are tired of the heat and are craving the relief of the crisp fall air and their cozy sweaters. Believe it or not, I’ve already seen Halloween decorations decking the shelves of my local grocery [...]
We’ve reached the middle of summer, which means there are only a few more months until brokers begin heading back into the busiest benefits season. Evaluating current plans, introducing new ones, crafting benefits structures that meet the cost and coverage needs of employers. It’s all just around the corner. But for now, it’s still [...]
In an era where one-size-fits-all dominate the health insurance market (even though we all know one size so evidently does not fit all), it’s clear that to have a successful benefits structure, you’ve got to break out of that mold. Pull Ahead of the Fleet With unemployment rates down, job opportunities booming, turnover rates [...]
HR’s roles range from interviewing potential employees to dealing with employee conduct issues. But one of the most daunting duties HR faces is talent management. Here are the top contributing challenges. Tight Talent Market Think back to the early 2000s: employers were dealing with a huge talent pool because unemployment rates were so high. [...]
When it comes to health expenses and needs, everyone is different. So based on your health stage, life stage and family, the amount and kind of coverage you’ll need is going to vary. Unfortunately, one-size-fits-all primary plans aren’t built to handle these variances. This leaves gaps and holes in coverage because primary plans lack [...]
Often considered a millennial trait, job-hopping has been on the rise. In fact, older employees (55-65) are doing it almost as much as millennials themselves! Once considered career suicide, job-hopping is now a mainstream occurrence, and, if done correctly, sometimes advantageous. Some call it the new way of climbing the corporate ladder. While no [...]
Travel is changing. Vacationers are expanding their sights from routine travel destinations, like Martha’s Vineyard, London and New York, to locations a bit more ‘off the beaten path.’ Exploration Visiting underdeveloped countries is increasing in popularity. Another growing trend among vacationers is to explore places they’ve never been to before rather than return to [...]
Let us be the first to officially welcome you to the summer travel season! Itineraries are in the works and suitcases are getting filled as vacations creep closer on the calendar. Though considering what could go wrong at your destination may not be the most fun part of your pre-trip planning, it’s important to [...]
As premiums and deductibles continue to rise and coverage gaps grow in size, the challenge for both employers and brokers alike is finding a way to mediate these mounting cost issues. The answer may lie in the strategy. Reactive vs. Proactive More often than not, gap plans are an after-thought. They are added into [...]
